Aside from entrepreneurial skills and grit, effective business operation requires ongoing financial backing. Whether it’s a new venture, business expansion, equipment purchase, or cash flow management, business operations are greatly streamlined with quick and dependable funding. Today Finserv is here to offer business loan solutions tailored to fuel your growth with flexible and customized offerings.
Why Choose a Business Loan from Today Finserv?
Fully understanding the unique challenges and aspirations of every business is what sets Today Finserv apart. We aim to empower entrepreneurs alongside small and large enterprises with accessible and timely funding. We are committed to tailoring strategy to meet the unique requirements for every case wherein immediate access to capital during critical times is essential.
Tailored Loan Options
Every business has different financial needs. That’s why Today Finserv offers a wide range of loan products, from working capital loans and equipment financing to term loans and invoice financing. We have tailored solutions to serve various industries including retail, manufacturing, service, and trading.
Quick Approval and Disbursal
In business, every second counts. With our fast-track approval process, you will not waste any time waiting. Submit your application with minimal paperwork and get an approval within 24 to 48 hours. Funds will be disbursed right after approval so you can take advantage of any opportunities that arise.
Competitive Interest Rates
Borrowing from us is cost-effective due to the favorable interest rates we provide. With our transparent policies and no hidden charges, full clarity on the repayment schedule is provided from the very beginning.
Flexible Repayment Options
Repayment spans a range of 12 to 60 months based on your financial cycle, granting you flexibility in choosing a plan best suited to your business.
No Collateral Required
Today Finserv now offers unsecured business loan, which means you don’t need to pledge any assets to get funded. This option is especially ideal for startups or small businesses that do not have access to traditional collateral.
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Today Finserv Business Loan Features
- Loan Amount: From ₹50,000 up to ₹50 Lakhs
- Tenure: Between 12 and 60 months
- Processing Time: Within 24-48 hours
- Documentation: Minimal and non-burdensome
- Eligibility: Straightforward vintage, turnover, and credit profile requirements
- Top-Up Facility: Accessible for ongoing loans that are well maintained and repaid on time
Who Is Eligible?
We cater to the following categories of entrepreneurs and business owners:
- Sole Proprietors
- Partnership Firms
- Private Limited Companies
- Self-employed Professionals, such as doctors, architects, or chartered accountants
- Traders, wholesalers, and retailers
- Revenue-generating Startups
Provided you have been operational for a minimum of one year and maintain an annual turnover of ₹10 lakhs, you stand to qualify for a business loan with Today Finserv.
Required Documents
Business loan offered through Today Finserv are quick and easy. Generally, you will need to provide the following:
- KYC documents (PAN, Aadhaar, etc.)
- Business proof documents (GST Registration, Shop Act license, etc.)
- Bank Statements for the last 6-12 months
- Income tax returns, or company audited financials for larger amounts
- Address and identity proof documents
Our team will assist you throughout the entire process, ensuring that every step is seamless and simple.
Also Read - Today Finserv: Your Trusted Partner for Loan Against Property
How to Apply?
Applying for a business loan with Today Finserv is simple and fully online:
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Visit our website or app
- Complete the application form with business and financial details
- Upload documents securely
- Get instant eligibility check and approval
- Receive funds directly in your bank account
You can also contact our dedicated customer support or visit one of our partner branches for guidance.
We at Today Finserv strive to empower businesses instead of limiting them. With a simple application, seasoned and first-time entrepreneurs can seamlessly access our carefully tailored business loan that sustain their ambitions without complicating finances.
Ensure funding holdups do not hinder your progress. With Today Finserv, you can apply for a business loan today and move forward towards achieving your business objectives.